Prior to 2009 many in executive positions and below have had a liberal view of spending. Persons have justified many blatant needs while fulfilling their wants. It is a very old challenge that all must now repair.
In homes across America caretakers are managing their monies to ensure that though the salaries are stagnant, at best, financial responsibilities are still performed. It is now interesting that even with the much needed decrease of oil prices groceries and other such amendities are still on the rise.
How can self management be adhered to when as a nation it is a challenge? Much like a computer, we have to reprogram our wants verses our needs. Every aspect of our spending much be examined and re-examined and "we" all must make decisions that, as we have seen will literally affect our future and the future of our children.
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